Investor tools

Rental-yield & ROI calculator

Gross and net yield, mortgage repayment, monthly cashflow and cash-on-cash return for a Dubai purchase.

Prefill from market medians

AreaBedrooms

Purchase price (AED)Annual rent (AED)Annual costs (service charge + management) (AED)Upfront purchase costs (%)Down payment (%)Interest rate (% p.a.)Loan term (years)

Gross yield7.0%

Net yield7.0%

Monthly mortgage paymentAED 6,670

Monthly cashflowAED 2,080

Cash invested (down payment + fees)AED 390,000

Cash-on-cash return6.4%

Gross payback14.3 yrs

How this is calculated

Gross yield is annual rent ÷ purchase price. Net yield deducts annual running costs. The mortgage uses a standard amortising formula on a loan of price × (1 − down payment %). Cash invested is the down payment plus upfront purchase costs (default 6% = DLD 4% + agency 2%). Cash-on-cash return is annual cashflow ÷ cash invested.

Prefilled medians come from DLD sale transactions and Ejari rental contracts at area level. Figures are nominal and exclude vacancy, financing fees and capital appreciation. Not financial advice.